ChiroFutures RPG offers a quality, comprehensive, and competitive professional liability policy backed by top-rated, A.M. Best A+ XV rated insurers. Our malpractice program is designed to offer broad protection for our policyholders. Coverages for regulatory board defense, Medicare/ Medicaid billing error defense, information privacy wrongful act, and peer review committee defense are all included automatically in the policy form. Highlights of the program include:

Broad Protection Created for Your Unique Needs

• True Consent to Settle gives you critical control over claims settlements
• Investigative & Defense costs are outside the limits, offering you maximum lawsuit protection
• Defense of false allegations against you for patient boundary/sexual misconduct violations. Defense ends only upon a final adjudication of an actual violation
• $50,000 in Licensure/Regulatory Board Defense Protection included at no charge. An attorney will be hired to work with you and prepare a defense
• $50,000 in Peer Review Committee Investigation & Defense
• $10,000 Information Privacy Wrongful Act Defense & Settlement Coverage
• $10,000 Healthplan and Medicare/Medicaid Billing Error Defense Coverage
• $5,000 Patient or Business Invitee Medical Payments
• $2,500 Deposition Assistance to retain an attorney to go with you when called to a deposition
• Optional Cyber Liability Protection – includes $25,000 for Media Liability, $25,000 for Regulatory Privacy Proceedings, Fines & Penalties and more
• Affordable Coverage with Individually Tailored Pricing
• Chiropractors classified based on your practice methods: You will pay less if your practice style carries less risk
• Add coverage for a dietician, acupuncturist or massage therapist that work for you at a nominal charge
• 75% discount for New Doctors
• Claim-free credits start at 3 years loss-free & can save you up to 20%
• Discounts for qualifying Risk Management courses up to 10%.